Credit Analyst - Financial Risk Assessment (East Jakarta)

Join Hino Finance Indonesia as a Credit Analyst in East Jakarta and play a pivotal role in evaluating financial data to support lease application decisions. This position is ideal for detail-oriented professionals with a strong analytical mindset and a passion for ensuring financial risk management.

At Hino Finance Indonesia, we are a leading provider of financial solutions, offering a range of products and services to meet the diverse needs of our customers. Our team is committed to delivering exceptional service and building long-term relationships with our clients. As a Credit Analyst, you will be part of a dynamic and supportive environment, where your contributions are valued and recognized.

In this role, you will be responsible for conducting thorough credit assessments, analyzing financial statements, and providing recommendations to support lease approvals. You will work closely with the leasing team, ensuring that all financial risks are properly assessed and managed. This is an opportunity to make a real impact on our operations and grow your career in the financial services industry.

📋 Tanggung Jawab Pekerjaan

• Conduct credit assessments and financial analyses to support lease application decisions.
• Review and analyze financial statements, credit reports, and other relevant documentation.
• Develop and maintain credit scoring models to assess the risk of lease applicants.
• Collaborate with the leasing team to ensure accurate and timely financial risk assessments.
• Provide recommendations and reports to support lease approvals and risk management.
• Monitor and evaluate the performance of lease agreements to identify potential risks.
• Stay updated with industry trends and regulatory requirements in financial risk management.
• Train and mentor junior staff on credit analysis and financial risk assessment.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis or financial risk assessment.
• Strong analytical and problem-solving skills with proficiency in Excel and financial modeling.
• Knowledge of credit scoring models and financial risk management principles.
• Certification in credit analysis or financial risk management is a plus.
• Excellent communication and interpersonal skills to work effectively with cross-functional teams.
• Ability to work under pressure and meet tight deadlines.
• Professional and ethical approach to financial risk management.

🛠️ Keahlian

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